Disclaimer

Effective October 25, 2026

We connect you with professionals

QuoteLightning is not an insurance agency, insurer, broker, licensed insurance adviser, or home services contractor. We operate a referral and advertising website that connects visitors with independent professionals. We do not sell or underwrite insurance, bind coverage, provide personalized insurance advice, perform construction or repair work, or issue professional estimates.

Paid call and referral disclosure

We may receive compensation for calls and referrals to participating businesses. Compensation may influence which options are displayed. Listings do not represent every insurer, plan, or service provider and are not a ranking or endorsement.

No guaranteed outcome

Quotes, savings, eligibility, premiums, coverage, acceptance, appointment availability, and project costs depend on the independent provider and your circumstances. No advertised connection guarantees coverage or a completed service. Review written terms and verify credentials before purchasing or hiring.

Health and life insurance

QuoteLightning is not affiliated with or endorsed by the federal government, HealthCare.gov, or any state Marketplace. ACA enrollment and financial assistance are subject to eligibility and enrollment rules. Final expense benefits may be subject to waiting periods, exclusions, and underwriting. Consult a licensed professional.

Your call and your choice

Listed numbers connect to independent third parties. Ask who is answering, about licensing, privacy, any call recording, and applicable terms. You are not required to buy. Information on this website is general and is not legal, financial, tax, medical, or professional advice.